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For Home Loans, Purchasing & Refinancing...

Trust A National Broker Of The Year.

Voted National Broker Of The Year By The Association Of Independent Mortgage Experts.

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Lazaro Toledo

Licensed Mortgage Broker

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FHA & VA Home Loans Are Here To Help You.

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If you are finding it challenging to get a loan from mortgage lenders, then consider an FHA loan from LT Lending Team. A Federal Housing Administration loan is designed to help low to moderate income families buy a home. They are more flexible with down payment amounts and are more forgiving to lower credit scores.

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There are a lot of benefits to obtaining a VA loan. No down payment, low closing costs, low interest rates, and no mortgage insurance payments. Don't miss out on getting a VA loan. These loans are offered by LT Lending Team backed by the US Department of Veterans Affairs (VA). 

Conventional & Self Employed Home Loans For All Walks Of Life.

Save money with a conventional loan; get access to better rates, no upfront insurance fee, flexible terms borrow larger amounts as little as 3% down. less documents to be completed and filed for approval. If you are self-employed, you can now apply for all of the same home loans that in the past, only employees were eligible for. The requirements are the same for independent contractor and freelancers. 

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All The Advice And Savings You Need When Purchasing A New Home.

Working with an LT Lending Team mortgage broker can save you a lot of time, effort, and money when in the market to purchase or refinance a home. Our mortgage brokers are able to get you lower rates because of our long standing business relationships with over 110 lenders.

Refinance Your Home & Take Care Of Necessities Or Luxuries.
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There are many reasons that home owners want or need to refinance their homes. Some would like a lower interest rate to save money on their monthly payments, others would like free up some money to renovate their home. Some need a new vehicle while others would like to consolidate their debt. What’s your reason to refinance your home? Give us a call and let us know.

Contact LT Lending Team Today To Discuss Home Loans & Refinancing. 

The team at LT Lending is always ready to help with finding you just the right loan for purchasing a new home or refinancing an existing home. We have extensive experience and a great track record in working with customers in and around the Jacksonville Florida area and beyond. We are professional and experienced mortgage brokers I have access to over 110 lenders. Therefore, we can get multiple quotes and find you the best deal a lot quicker than you can on your own.

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