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For Home Loans, Purchasing & Refinancing...

Trust A National Broker Of The Year.

Voted National Broker Of The Year By The Association Of Independent Mortgage Experts.


Lazaro Toledo

Licensed Mortgage Broker


FHA & VA Home Loans Are Here To Help You.


If you are finding it challenging to get a loan from mortgage lenders, then consider an FHA loan from LT Lending Team. A Federal Housing Administration loan is designed to help low to moderate income families buy a home. They are more flexible with down payment amounts and are more forgiving to lower credit scores.


There are a lot of benefits to obtaining a VA loan. No down payment, low closing costs, low interest rates, and no mortgage insurance payments. Don't miss out on getting a VA loan. These loans are offered by LT Lending Team backed by the US Department of Veterans Affairs (VA). 

Conventional & Self Employed Home Loans For All Walks Of Life.

Save money with a conventional loan; get access to better rates, no upfront insurance fee, flexible terms borrow larger amounts as little as 3% down. less documents to be completed and filed for approval. If you are self-employed, you can now apply for all of the same home loans that in the past, only employees were eligible for. The requirements are the same for independent contractor and freelancers. 


All The Advice And Savings You Need When Purchasing A New Home.

Working with an LT Lending Team mortgage broker can save you a lot of time, effort, and money when in the market to purchase or refinance a home. Our mortgage brokers are able to get you lower rates because of our long standing business relationships with over 110 lenders.

Refinance Your Home & Take Care Of Necessities Or Luxuries.

There are many reasons that home owners want or need to refinance their homes. Some would like a lower interest rate to save money on their monthly payments, others would like free up some money to renovate their home. Some need a new vehicle while others would like to consolidate their debt. What’s your reason to refinance your home? Give us a call and let us know.

Contact LT Lending Team Today To Discuss Home Loans & Refinancing. 

The team at LT Lending is always ready to help with finding you just the right loan for purchasing a new home or refinancing an existing home. We have extensive experience and a great track record in working with customers in and around the Jacksonville Florida area and beyond. We are professional and experienced mortgage brokers I have access to over 110 lenders. Therefore, we can get multiple quotes and find you the best deal a lot quicker than you can on your own.

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